iDEAL fees
Bank redirect · Netherlands
Accepting iDEAL typically costs merchants ~EUR 0.29 flat per transaction. iDEAL is the dominant online payment method in the Netherlands, used for the majority of Dutch e-commerce. It is a real-time bank transfer with a FLAT per-transaction fee (about EUR 0.29 on Mollie) and NO chargebacks, so it is far cheaper than cards for Dutch sales. If you sell to the Netherlands, supporting iDEAL is essential.
Source: Processor pricing pages. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
iDEAL at a glance
| Type | Bank redirect |
|---|---|
| Typical merchant fee | ~EUR 0.29 flat per transaction |
| Region | Netherlands |
| Settlement | 1-2 business days |
| Chargebacks / disputes | No chargebacks — payment is a guaranteed bank transfer |
| Cheapest for | Any merchant selling to Dutch consumers. |
Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What drives the cost
- Flat fee — extremely cheap for high-ticket sales
- No chargeback risk
- Netherlands only
Processors that support iDEAL
Per-method pricing · 1.80% + $0.28
AdyenInterchange-plus · Interchange-plus
StripeFlat rate · 2.90% + $0.30
Frequently asked questions
How much does it cost merchants to accept ideal?
~EUR 0.29 flat per transaction. iDEAL is the dominant online payment method in the Netherlands, used for the majority of Dutch e-commerce. It is a real-time bank transfer with a FLAT per-transaction fee (about EUR 0.29 on Mollie) and NO chargebacks, so it is far cheaper than cards for Dutch sales. If you sell to the Netherlands, supporting iDEAL is essential. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What drives the cost of iDEAL for a merchant?
Key cost drivers: Flat fee — extremely cheap for high-ticket sales; No chargeback risk; Netherlands only. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
Does iDEAL have chargebacks?
No chargebacks — payment is a guaranteed bank transfer
Which processors support iDEAL?
Among the processors we track, Mollie, Adyen, Stripe support iDEAL. Compare their full fee schedules on each processor page.
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Last updated: 2026-06-29