Stripe fees & pricing
Stripe, Inc. · Flat rate · best for online businesses and developers
Stripe uses flat rate pricing. Its headline rate is 2.90% + $0.30, which works out to about 3.50% effective on a $50.00 sale. International / cross-border: +1.5% for international cards, +1% currency conversion. Chargeback fee: $15.00 (refunded if you win the dispute). Monthly fee: $0 (pay-as-you-go); Stripe Billing/Tax are paid add-ons. Standard pricing is a flat 2.9% + $0.30 for online card payments; in-person via Stripe Terminal is 2.7% + $0.05. Interchange-plus and volume pricing are available on request for large merchants. ACH Direct Debit is 0.8% capped at $5.
Source: Stripe, Inc. pricing. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
Stripe fee structure
| Pricing model | Flat rate |
|---|---|
| Headline rate | 2.90% + $0.30 |
| Monthly fee | $0 (pay-as-you-go); Stripe Billing/Tax are paid add-ons |
| International / cross-border | +1.5% for international cards, +1% currency conversion |
| Chargeback fee | $15.00 (refunded if you win the dispute) |
| Payout speed | 2 business days (US, first payout 7–14 days) |
| Best for | online businesses and developers |
Source: Stripe, Inc. pricing. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What you pay per transaction
| Transaction size | Rate applied | Fee charged | Effective rate |
|---|---|---|---|
| $10.00 | 2.90% + $0.30 | $0.59 | 5.90% |
| $50.00 | 2.90% + $0.30 | $1.75 | 3.50% |
| $200.00 | 2.90% + $0.30 | $6.10 | 3.05% |
Source: Stripe, Inc. pricing page. Data as of June 2026.
Cost pros & cons
Where Stripe saves money
- Best-in-class developer APIs and docs
- Transparent flat rate, no monthly fee
- Huge feature set (Billing, Connect, Tax, Radar)
Watch-outs
- +1.5% on international cards adds up
- $15 chargeback fee
- Flat rate is not the cheapest at high volume
Frequently asked questions
What are Stripe's payment-processing fees?
Stripe charges 2.90% + $0.30 on standard online card payments. For a $50.00 transaction that works out to roughly 3.50% effective. There is no monthly fee on the standard plan. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
Does Stripe charge a monthly or setup fee?
$0 (pay-as-you-go); Stripe Billing/Tax are paid add-ons.
How much does Stripe charge for international cards and chargebacks?
International / cross-border: +1.5% for international cards, +1% currency conversion. Chargeback / dispute fee: $15.00 (refunded if you win the dispute). International cards and disputes can dominate the effective rate for global merchants.
Is Stripe good for my business?
Stripe is best for online businesses and developers. Best-in-class developer APIs and docs. Watch out: +1.5% on international cards adds up. Model your real volume and ticket size in our calculator before deciding. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
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Source & accuracy
Figures are a dated snapshot from Stripe, Inc.'s pricing page (as of June 2026). Payment fees change without notice and vary by region, risk and contract — verify on the vendor's page before signing. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign. See our methodology and disclaimer.
Last updated: 2026-06-29