Worldpay fees & pricing
Worldpay (formerly FIS / GTCR) · Interchange-plus · best for mid-market and enterprise merchants, omnichannel
Worldpay uses interchange-plus pricing. Its headline rate is 2.60% + $0.30, which works out to about 3.20% effective on a $50.00 sale. International / cross-border: Interchange + cross-border assessment pass-through. Chargeback fee: $15–$25 per chargeback (varies by contract). Monthly fee: Gateway/monthly fees vary by contract (often $25+/mo). Worldpay is a large traditional acquirer offering interchange-plus and tiered/quote-based pricing rather than a single public flat rate. Small-business plans (FlexPay) advertise rates such as 2.6%+$0.30 online, but most contracts are negotiated. Watch for monthly, statement, PCI and early-termination fees.
Source: Worldpay (formerly FIS / GTCR) pricing. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
Worldpay fee structure
| Pricing model | Interchange-plus |
|---|---|
| Headline rate | 2.60% + $0.30 |
| Monthly fee | Gateway/monthly fees vary by contract (often $25+/mo) |
| International / cross-border | Interchange + cross-border assessment pass-through |
| Chargeback fee | $15–$25 per chargeback (varies by contract) |
| Payout speed | Next-day funding available on some plans |
| Best for | mid-market and enterprise merchants, omnichannel |
Source: Worldpay (formerly FIS / GTCR) pricing. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What you pay per transaction
| Transaction size | Rate applied | Fee charged | Effective rate |
|---|---|---|---|
| $10.00 | 2.60% + $0.30 | $0.56 | 5.60% |
| $50.00 | 2.60% + $0.30 | $1.60 | 3.20% |
| $200.00 | 2.60% + $0.30 | $5.50 | 2.75% |
Source: Worldpay (formerly FIS / GTCR) pricing page. Data as of June 2026.
Cost pros & cons
Where Worldpay saves money
- Enterprise scale and omnichannel reach
- Interchange-plus available for large volume
- Broad acquiring footprint
Watch-outs
- Contracts can carry monthly/PCI/termination fees
- Quote-based — opaque
- Legacy support reputation mixed
Frequently asked questions
What are Worldpay's payment-processing fees?
Worldpay charges 2.60% + $0.30 on card payments. For a $50.00 transaction that works out to roughly 3.20% effective. Monthly fee: Gateway/monthly fees vary by contract (often $25+/mo). Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
Does Worldpay charge a monthly or setup fee?
Gateway/monthly fees vary by contract (often $25+/mo).
How much does Worldpay charge for international cards and chargebacks?
International / cross-border: Interchange + cross-border assessment pass-through. Chargeback / dispute fee: $15–$25 per chargeback (varies by contract). International cards and disputes can dominate the effective rate for global merchants.
Is Worldpay good for my business?
Worldpay is best for mid-market and enterprise merchants, omnichannel. Enterprise scale and omnichannel reach. Watch out: contracts can carry monthly/pci/termination fees. Model your real volume and ticket size in our calculator before deciding. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
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Source & accuracy
Figures are a dated snapshot from Worldpay (formerly FIS / GTCR)'s pricing page (as of June 2026). This processor passes interchange through, so the effective rate varies with your card mix. Payment fees change without notice and vary by region, risk and contract — verify on the vendor's page before signing. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign. See our methodology and disclaimer.
Last updated: 2026-06-29