Payoneer fees & pricing
Payoneer Global Inc. · Flat rate · best for cross-border sellers, marketplaces and freelancers
Payoneer uses flat rate pricing. Its headline rate is 3.00% + $0.49, which works out to about 3.98% effective on a $50.00 sale. International / cross-border: Currency conversion ~0.5%–2% above mid-market; receiving fees vary. Chargeback fee: Varies by program. Monthly fee: $0 for the account; some services carry fees. Payoneer is built for cross-border payouts and receiving. Payoneer Checkout for merchants charges roughly 3% + $0.49 for card payments; marketplace/withdrawal and currency-conversion fees apply separately. Best for global freelancers and sellers paid by marketplaces, less so for a typical domestic storefront.
Source: Payoneer Global Inc. pricing. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
Payoneer fee structure
| Pricing model | Flat rate |
|---|---|
| Headline rate | 3.00% + $0.49 |
| Monthly fee | $0 for the account; some services carry fees |
| International / cross-border | Currency conversion ~0.5%–2% above mid-market; receiving fees vary |
| Chargeback fee | Varies by program |
| Payout speed | To Payoneer balance, then withdraw to bank |
| Best for | cross-border sellers, marketplaces and freelancers |
Source: Payoneer Global Inc. pricing. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What you pay per transaction
| Transaction size | Rate applied | Fee charged | Effective rate |
|---|---|---|---|
| $10.00 | 3.00% + $0.49 | $0.79 | 7.90% |
| $50.00 | 3.00% + $0.49 | $1.99 | 3.98% |
| $200.00 | 3.00% + $0.49 | $6.49 | 3.25% |
Source: Payoneer Global Inc. pricing page. Data as of June 2026.
Cost pros & cons
Where Payoneer saves money
- Strong cross-border receiving and payouts
- Multi-currency receiving accounts
- Marketplace integrations (Amazon, Upwork)
Watch-outs
- Card-acceptance rate ~3% is high
- Currency conversion margin
- Not designed as a primary storefront acquirer
Frequently asked questions
What are Payoneer's payment-processing fees?
Payoneer charges 3.00% + $0.49 on card payments. For a $50.00 transaction that works out to roughly 3.98% effective. There is no monthly fee on the standard plan. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
Does Payoneer charge a monthly or setup fee?
$0 for the account; some services carry fees.
How much does Payoneer charge for international cards and chargebacks?
International / cross-border: Currency conversion ~0.5%–2% above mid-market; receiving fees vary. Chargeback / dispute fee: Varies by program. International cards and disputes can dominate the effective rate for global merchants.
Is Payoneer good for my business?
Payoneer is best for cross-border sellers, marketplaces and freelancers. Strong cross-border receiving and payouts. Watch out: card-acceptance rate ~3% is high. Model your real volume and ticket size in our calculator before deciding. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
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Source & accuracy
Figures are a dated snapshot from Payoneer Global Inc.'s pricing page (as of June 2026). Payment fees change without notice and vary by region, risk and contract — verify on the vendor's page before signing. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign. See our methodology and disclaimer.
Last updated: 2026-06-29