Paddle fees & pricing
Paddle.com Market Ltd. · Merchant of Record · best for SaaS and software companies selling globally
Paddle uses merchant of record pricing. Its headline rate is 5.00% + $0.50, which works out to about 6.00% effective on a $50.00 sale. International / cross-border: Included — Paddle is the seller of record worldwide. Chargeback fee: Handled by Paddle (included in the rate). Monthly fee: $0 — pay only the per-transaction rate. Paddle is a Merchant of Record for software/SaaS: the headline rate is 5% + $0.50 per transaction, which includes payment processing, global sales-tax/VAT calculation and remittance, fraud and chargeback handling, and billing. You trade a higher rate for never touching tax compliance. Compare against Stripe + a tax tool for high volume.
Source: Paddle.com Market Ltd. pricing. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
Paddle fee structure
| Pricing model | Merchant of Record |
|---|---|
| Headline rate | 5.00% + $0.50 |
| Monthly fee | $0 — pay only the per-transaction rate |
| International / cross-border | Included — Paddle is the seller of record worldwide |
| Chargeback fee | Handled by Paddle (included in the rate) |
| Payout speed | Monthly payouts (configurable) |
| Best for | SaaS and software companies selling globally |
Source: Paddle.com Market Ltd. pricing. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What you pay per transaction
| Transaction size | Rate applied | Fee charged | Effective rate |
|---|---|---|---|
| $10.00 | 5.00% + $0.50 | $1.00 | 10.00% |
| $50.00 | 5.00% + $0.50 | $3.00 | 6.00% |
| $200.00 | 5.00% + $0.50 | $10.50 | 5.25% |
Source: Paddle.com Market Ltd. pricing page. Data as of June 2026.
Cost pros & cons
Where Paddle saves money
- Merchant of Record — global tax fully handled
- All-in: billing, tax, fraud, chargebacks
- No monthly fee
Watch-outs
- 5% + $0.50 is expensive vs raw processing
- SaaS/digital only — no physical goods
- Less checkout control
Frequently asked questions
What are Paddle's payment-processing fees?
Paddle charges 5.00% + $0.50 on card payments. For a $50.00 transaction that works out to roughly 6.00% effective. There is no monthly fee on the standard plan. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
Does Paddle charge a monthly or setup fee?
$0 — pay only the per-transaction rate.
How much does Paddle charge for international cards and chargebacks?
International / cross-border: Included — Paddle is the seller of record worldwide. Chargeback / dispute fee: Handled by Paddle (included in the rate). International cards and disputes can dominate the effective rate for global merchants.
Is Paddle good for my business?
Paddle is best for SaaS and software companies selling globally. Merchant of Record — global tax fully handled. Watch out: 5% + $0.50 is expensive vs raw processing. Model your real volume and ticket size in our calculator before deciding. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
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Source & accuracy
Figures are a dated snapshot from Paddle.com Market Ltd.'s pricing page (as of June 2026). As a Merchant of Record, the rate bundles global tax/VAT and fraud handling. Payment fees change without notice and vary by region, risk and contract — verify on the vendor's page before signing. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign. See our methodology and disclaimer.
Last updated: 2026-06-29