Checkout.com fees & pricing
Checkout.com · Interchange-plus · best for high-volume global digital merchants
Checkout.com uses interchange-plus pricing. It does not publish a single blended percentage — the cost depends on your card mix and volume. International / cross-border: Interchange + scheme fees pass through; cross-border fees vary. Chargeback fee: Per-scheme dispute fee, typically $10–$25. Monthly fee: Custom; quote-based. Checkout.com is Interchange++/custom-priced — it negotiates a markup over interchange and scheme fees rather than a single flat rate, so we do not publish a blended total. Strong in cross-border, alternative payment methods and acquiring in multiple regions. Pricing is quote-only.
Source: Checkout.com pricing. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
Checkout.com fee structure
| Pricing model | Interchange-plus |
|---|---|
| Headline rate | Interchange-plus |
| Monthly fee | Custom; quote-based |
| International / cross-border | Interchange + scheme fees pass through; cross-border fees vary |
| Chargeback fee | Per-scheme dispute fee, typically $10–$25 |
| Payout speed | Configurable settlement |
| Best for | high-volume global digital merchants |
Source: Checkout.com pricing. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What you pay per transaction
Checkout.com prices on interchange-plus, so the per-transaction fee depends on the specific card (interchange), scheme fees and your negotiated terms. Request a full fee schedule and run your real card mix to estimate the effective rate. See how we treat custom pricing.
Cost pros & cons
Where Checkout.com saves money
- Interchange++ — efficient at scale
- Strong global cross-border acquiring
- Granular data and authorization optimization
Watch-outs
- Quote-only — no public flat rate
- Enterprise-focused, not for small merchants
- Onboarding can be slow
Frequently asked questions
What are Checkout.com's payment-processing fees?
Checkout.com uses interchange-plus pricing, so there is no single blended percentage to quote — the cost depends on your card mix and volume. Checkout.com is Interchange++/custom-priced — it negotiates a markup over interchange and scheme fees rather than a single flat rate, so we do not publish a blended total. Strong in cross-border, alternative payment methods and acquiring in multiple regions. Pricing is quote-only. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
Does Checkout.com charge a monthly or setup fee?
Custom; quote-based. Because pricing is negotiated, ask for the full fee schedule (gateway, statement, PCI and minimums) before signing.
How much does Checkout.com charge for international cards and chargebacks?
International / cross-border: Interchange + scheme fees pass through; cross-border fees vary. Chargeback / dispute fee: Per-scheme dispute fee, typically $10–$25. International cards and disputes can dominate the effective rate for global merchants.
Is Checkout.com good for my business?
Checkout.com is best for high-volume global digital merchants. Interchange++ — efficient at scale. Watch out: quote-only — no public flat rate. Model your real volume and ticket size in our calculator before deciding. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
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Source & accuracy
Figures are a dated snapshot from Checkout.com's pricing page (as of June 2026). This processor passes interchange through, so the effective rate varies with your card mix. Payment fees change without notice and vary by region, risk and contract — verify on the vendor's page before signing. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign. See our methodology and disclaimer.
Last updated: 2026-06-29