2Checkout (Verifone) fees & pricing
Verifone (2Checkout) · Merchant of Record · best for digital goods and SaaS selling globally
2Checkout (Verifone) uses merchant of record pricing. Its headline rate is 3.50% + $0.35, which works out to about 4.20% effective on a $50.00 sale. International / cross-border: Included in the MoR rate; cross-border handled for you. Chargeback fee: $20–$25 dispute fee per plan. Monthly fee: $0 base; higher-tier plans add features. 2Checkout (now Verifone) is a Merchant of Record: it sells as the reseller and handles global tax/VAT and compliance. Plans are 2Sell at 3.5% + $0.35, 2Subscribe at 4.5% + $0.45, and 2Monetize at 6.0% + $0.60. The higher rate buys global tax remittance and fraud liability — compare against a plain gateway plus your own tax tooling.
Source: Verifone (2Checkout) pricing. Data as of June 2026.
Note: These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
2Checkout (Verifone) fee structure
| Pricing model | Merchant of Record |
|---|---|
| Headline rate | 3.50% + $0.35 |
| Monthly fee | $0 base; higher-tier plans add features |
| International / cross-border | Included in the MoR rate; cross-border handled for you |
| Chargeback fee | $20–$25 dispute fee per plan |
| Payout speed | Weekly/monthly per plan |
| Best for | digital goods and SaaS selling globally |
Source: Verifone (2Checkout) pricing. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
What you pay per transaction
| Transaction size | Rate applied | Fee charged | Effective rate |
|---|---|---|---|
| $10.00 | 3.50% + $0.35 | $0.70 | 7.00% |
| $50.00 | 3.50% + $0.35 | $2.10 | 4.20% |
| $200.00 | 3.50% + $0.35 | $7.35 | 3.68% |
Source: Verifone (2Checkout) pricing page. Data as of June 2026.
Cost pros & cons
Where 2Checkout (Verifone) saves money
- Merchant of Record — handles global sales tax/VAT
- Built for digital goods and subscriptions
- Fraud and compliance handled
Watch-outs
- High MoR rates (3.5%–6%)
- Less control over checkout/branding
- Overkill if you sell domestically
Frequently asked questions
What are 2Checkout (Verifone)'s payment-processing fees?
2Checkout (Verifone) charges 3.50% + $0.35 on card payments. For a $50.00 transaction that works out to roughly 4.20% effective. There is no monthly fee on the standard plan. Snapshot June 2026 — processors change pricing; verify on the provider's pricing page before relying on a figure.
Does 2Checkout (Verifone) charge a monthly or setup fee?
$0 base; higher-tier plans add features.
How much does 2Checkout (Verifone) charge for international cards and chargebacks?
International / cross-border: Included in the MoR rate; cross-border handled for you. Chargeback / dispute fee: $20–$25 dispute fee per plan. International cards and disputes can dominate the effective rate for global merchants.
Is 2Checkout (Verifone) good for my business?
2Checkout (Verifone) is best for digital goods and SaaS selling globally. Merchant of Record — handles global sales tax/VAT. Watch out: high mor rates (3.5%–6%). Model your real volume and ticket size in our calculator before deciding. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign.
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Source & accuracy
Figures are a dated snapshot from Verifone (2Checkout)'s pricing page (as of June 2026). As a Merchant of Record, the rate bundles global tax/VAT and fraud handling. Payment fees change without notice and vary by region, risk and contract — verify on the vendor's page before signing. These are general estimates, not a quote or offer. Your real rate depends on your card mix, volume, region, risk profile and the contract you sign. See our methodology and disclaimer.
Last updated: 2026-06-29